Mind the Gap!
Mind the Gap! Is Gap cover something I need? Is it important? Gap cover is a short-term insurance product that provides extra protection if you have medical aid.
Medical Aid & Travel Insurance
Medical Aid & Travel Insurance. Looking at how medical aids in South Africa cover international travel and what you need to know.
Prescribed Minimum Benefits and Chronics
What are PMBs and Chronics (Illness Benefits)? How long do they last and are they covered by my health insurance?
Late Joiner Penalties and Waiting Periods
Managing the risk can get tricky when people with all different health risk profiles join to contribute towards a pool of funds. How does one make it fair enough for everyone to benefit?
Medical Aid vs Insurance vs Gap Cover
Medical Aid, Health Insurance and Gap Cover provide varying levels of cover. The various levels and types of healthcare on offer differ between affordability, whether it is public or private and the benefits covered.
What happens to my Tax before Retirement
What happens to my tax before retirement? Retirement savings vehicles all have one common benefit, they lower your tax payable.
Manage My Money – Emergency Funds
Managing your money through the use of an emergency savings fund. We look at different options and some of the key things to think about.
Tax and Retirement – Tax Free vs RA
Everyone would like to retire one day and live comfortably. Long term investments are an efficient way to help you get there.
Manage My Money – How to save
We often hear the sayings, “Saving for a rainy day”, or "Invest for the future”, but where do you start?
Manage My Money – Unit Trusts
Understanding what unit trusts are and what they are made up of, gives you some perspective of what to look out for.
Manage My Money – Fund Fact Sheets
An investment fund fact sheet provides insight into the performance, objective and fees. Furthermore, it highlights the asset allocation and breakdowns of its investment holdings.
To Cede or Not to Cede
When buying your home, did the bank push you to get bond cover with them? You could look at more affordable options.