Recovering Financially from Lockdown
For many people, 2020 and 2021 was a time of huge loss; specifically financial loss. For others it was a gain of family time, a few grey hairs, meetings in your PJ's and for some, a great financial gain!
Retirement Planning Through Different Life Stages
Knowing what is important and what to focus on financially during the different life stages is very important when saving towards retirement.
Mind the Gap!
Mind the Gap! Is Gap cover something I need? Is it important? Gap cover is a short-term insurance product that provides extra protection if you have medical aid.
Medical Aid & Travel Insurance
Medical Aid & Travel Insurance. Looking at how medical aids in South Africa cover international travel and what you need to know.
Prescribed Minimum Benefits and Chronics
What are PMBs and Chronics (Illness Benefits)? How long do they last and are they covered by my health insurance?
Late Joiner Penalties and Waiting Periods
Managing the risk can get tricky when people with all different health risk profiles join to contribute towards a pool of funds. How does one make it fair enough for everyone to benefit?
Medical Aid or Health Insurance? What’s Better?
Do I need Medical Aid or Medical Insurance? Or Both….
Medical Aid vs Insurance vs Gap Cover
Medical Aid, Health Insurance and Gap Cover provide varying levels of cover. The various levels and types of healthcare on offer differ between affordability, whether it is public or private and the benefits covered.
What happens to my Tax before Retirement
What happens to my tax before retirement? Retirement savings vehicles all have one common benefit, they lower your tax payable.
Manage My Money – Emergency Funds
Managing your money through the use of an emergency savings fund. We look at different options and some of the key things to think about.
What happens to my tax after retirement?
When you reach retirement, you need to know how your money will be taxed. Where it is allowed to go in order to make the most informative decision.
Tax and Retirement – Tax Free vs RA
Everyone would like to retire one day and live comfortably. Long term investments are an efficient way to help you get there.